Millions of transactions take place on the internet every day and thankfully the majority of them go through safely and there are no problems reported. Saying that there are a few that do go wrong and there are always new reports about identity theft, phishing, recurring transactions on credit cards and the selling of card information to third parties. It’s no wonder then that some people are still wary of using their credit cards online but if you make note of the advice below your credit card transactions should remain safe.

1. Check the Security of the Browser you’re using
The major browsers, such as Internet Explorer and Netscape, have built in security measures that go a long way towards securing your transactions. Your browser should include Secure Sockets Layer or SSL; a piece of software that scrambles your credit card and personal information while sending it. If you’re using one of the lesser known browsers then it’s important that you check it has SSL built in.

2. Check the Security of the Website You’re Buying from
There are a number of things to look for on any website before you enter credit card details. The first is that the site displays the Padlock sign at the bottom of the page as this attests to its security. Secondly the site’s URL should start with https – some simply start with http but the additional ‘s’ stands for security. Thirdly, if the site displays the Verisign Identity Protection symbol then so much the better. Some smaller sites won’t have this last security measure but it doesn’t mean the site isn’t secure to use.

If you can’t see any of the above measures then don’t put your details into the site, and definitely don’t add your credit card details. The security measures mentioned are added by the vendor and if they haven’t done it then shop elsewhere.

3. Check your own Security Measures
For additional security you will need to have some kind of security software on your PC or laptop, especially if you’re working over a wireless network. This can be Norton or Windows Live but whatever it is it should have a good phishing filter and some form of identity protection, especially if you are thinking of entering credit card details and buying online.

These three top tips should keep all of your credit card transactions safe and sound but if you are in any doubt as to the credentials of a website then don’t use it. Look for sites that have all of the security measures mentioned above and if you can get one recommended by a friend or family member then so much the better.